Curaçao e-Gaming is the oldest regulator in the industry and its license differs a lot from Nordic gaming license. For instance, online casinos licensed by Curaçao can offer cryptocurrencies as a payment method and operate as non-GamStop gambling websites. Moreover, no national self-exclusion program is put in place to limit players. Nordic players should keep in mind that casino winnings paid out by Curaçao-licensed casinos are taxable
We have done the ground work and put together a complete list of all the best Curacao licensed casinos. You can be sure that the casinos you'll find in our list are all of high quality when it comes to casino games, bonuses and security.
A Curaçao license for an online gambling operator means that it has agreed to comply with the gambling laws and regulations put in place by the Government of Curaçao. Although such casinos might not be locally licensed in the Nordics, they are still competent and admissible as reliable online gambling destinations.
An online gambling operator that has not been licensed by any of the Nordic countries is often referred to as a "casino utan licens" as it is called in Sweden. Which means ‘casino without license’ or an ‘unlicensed casino.’
The Swedes have clubbed such operators under the generic terms ‘casinon utan licens’ or ‘olicensierade casinon.’ Even Norway calls them ‘casino uten norsk lisens,’ which means ‘casinos without a Norwegian license.’ Denmark, however, has a very special term for it - ‘udenlandske casinoer uden Dansk licens,’ which means ‘foreign casinos without Danish license.’
As it is evident, these casinos are not unlicensed in the true sense of the term. Instead, they hold a license from a different regulator under a foreign jurisdiction. Curaçao is one such regulator that issues licenses to operators to accept players from the Nordics and beyond.
This authority might not be as well known as the Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC) because it operates outside the EU and ESS. However, it is still trustful and credible. Curaçao is governed by the Netherlands, which makes it compliant with the EU standards of online gambling.
It is helpful especially because the legal landscape of online gambling in the Nordics has undergone a paradigm shift since January 2019. For instance, online casinos that want to target Swedish or Danish players now must apply for a local license.
Without it, they can’t advertise their products or services in these countries. Their websites cannot be in Swedish or Danish languages or support local currencies for monetary transactions. Norway, on the other hand, holds an unchallengeable monopoly regarding online gambling, restricting the whole affair to just two companies - Norsk Tipping and Norsk Rikstoto.
Furthermore, the Swedish gaming license only covers Sweden, the Danish only Denmark and the Norwegian only Norway. The UKGC, on the other hand, operates in the United Kingdom, which includes England, Scotland, Wales and Northern Ireland. The MGA, which is based on the island of Malta, covers large parts of Europe, which is why it is preferred by operators.
However, a Curaçao license is like the single key to many locks for casino operators. Such casinos can offer their gaming and betting products almost anywhere, except in countries where gambling has been outlawed. Additionally, a single license covers all types of gambling activities, including casinos, lottery, sports betting, betting exchanges and other games of skill and chance.
Curaçao is a small island located in the Caribbean Sea and belongs to the Netherlands. They have been active as a licensing jurisdiction since 1996 and are one of the pioneers in this regard. The importance of the Curaçao license in the world of online gambling is, therefore, undisputed.
It is totally up to players whether they want to sign up at Curaçao casinos to play real money games. There are pros and cons to all licensing authorities and Curaçao is no exception. For this reason, it is always good to know as much as possible about a license and prepare for the obvious.
As stated earlier, the benefits are many. Bonuses are in plenty and players can find games from providers that are not based in the Nordics. There is always the possibility of coming across a hidden gem or two when gambling online at a Curaçao-licensed casino. And then, you can deposit with cryptocurrency, which is a major advantage.
However, the disadvantages aren’t as rare as well. Curaçao e-Gaming has a rather bad reputation when it comes to licensing operators, resolving disputes between them and players and offering customer support.
Because the licensing procedure is not very strict, several rogue casinos have successfully acquired the authorization in the past, putting players at stake. The good news such regulators have not been able to operate for long. With the regulator becoming stricter, rogue casinos are being identified and their operations stalled.
Another disadvantage of playing at a Curaçao-licensed casino is the fact that winnings are taxable. For instance, you would need to pay 30% of your winnings if you play at such casinos from Sweden and win more than SEK 100.
Besides, you must report all profits to the Tax Agency by contacting them and asking for documents where you can fill in all the details about the profits you made and the money you earned at the foreign casino. This tax is levied because Curaçao e-Gaming operated outside the EU and the ESS.
Overall, the pros outweigh cons, which is why casinos licensed by Curaçao e-Gaming are still popular among the Nordic players. Expanding on the benefits, here are some of the prime reasons to play at a Curaçao online casino without a Nordic license:
All Curaçao licensed gaming companies must follow laws and regulations to ensure that their site is as safe and secure as possible. These rules include the following:
If you as a player should end up in a dispute with a gaming company with a Curaçao license, it is also possible to express opinions to the licenser. However, when it comes to responsible gambling, you do not have the same protection at a Curaçao casino.
Although most sites under a Curaçao license offer links to organisations and companies that deal with gambling addiction, Curaçao e-Gaming itself isn’t registered on GamStop. However, regarding responsible gambling, each casino has its own rules in place.
In many cases, players can exclude themselves from gambling at casinos under Curaçao's license, but there is no national suspension system like the Spelpaus in Sweden, ROFUS in Denmark or the Unified-Self Exclusion Program of the Malta Gaming Authority.
In recent years, however, Curaçao has taken on more responsibility when it comes to protecting players. Among other things, the government has implemented certain changes within the regulation. For instance, operators licensed by Curaçao e-Gaming must cooperate with the Financial Action Task Force (FATF), which helps in combating money laundering, corruption and other crime.
As mentioned above, a casino licensed by Curaçao is not bound by any national self-exclusion program. So, even if players exclude themselves using the Spelpaus program of Sweden’s Spelinspektionen or the ROFUS scheme of Denmark’s spillemyndigheden, they can still access a Curaçao online casino to play.
Such online casinos, however, generally have individual self-exclusion programs for problem gamers. But even if you exclude yourself from one Curaçao casino, you can always access another.
Nordic players know that bonuses at online casinos in the countries are no longer attractive. Especially, Swedish players have to accept that lucrative bonuses and promotions disappeared after the latest Swedish Gaming Act came into force on 1 January 2019.
Offers are now limited to the welcome bonus new players receive when they create an account and make their first deposit. Furthermore, a 3 seconds interval between slot spins has been imposed in a bid to curb gambling addiction.
Thankfully, no such rules apply at casinos that are licensed by Curaçao e-Gaming. Bonuses are available in abundance on first deposits and as and when you play. Match bonuses, free spins, cashbacks, loyalty points, VIP points - you name it, these casinos have it.
For online casinos, a license from Curaçao e-Gaming is a cheaper alternative compared to that from its peers. The initial cost of the license is under €20,000, which makes it affordable compared to the cost of licenses from the Swedish, Danish or Norwegian gaming authorities.
It is cheaper than the license from the Malta Gaming Authority and UK Gambling Commission as well. Also, a major advantage is this single license is applicable across all gambling activities including casino, lottery, sports betting and more.
Similar benefits for Curaçao casinos without Nordic licenses can be seen in the form of taxes. Operators licensed by Curaçao e-Gaming need to pay only 2% in tax on profits, which is significantly lower than the 18% that applies to Swedish operators and the 20% (soon to be 28%) that applies to Danish operators.
Most of all, it is way easier for an online casino to start operating with a Curaçao license than any other license because the application procedure is simple and straightforward. The entire procedure is done online and it takes only 2-4 weeks to get approved.
We have listed below 5 foreign casinos with licenses from Curaçao:
The payment methods an online casino offers play a role in its credibility. These methods must account for secure, fast and flexible monetary transactions. Deposits must be quick and easy, and should not take more than a few minutes. Withdrawals should be equally convenient. This is where Curaçao casinos win the game.
Most of these operators would let players choose from a wide range of payment methods, including credit and debit cards, e-wallets and cryptocurrencies like Bitcoin, Ethereum and Litecoin. Additionally, you would find options like Trustly and Instant Banking, which are popular in the Nordics. The latter two are the fastest options to withdraw your casino winnings within minutes.
These are the popular payment methods you would find in a Curaçao casino:
One of the top benefits of playing at a Curaçao-licensed casino is that you can choose cryptocurrencies like Bitcoin as your payment method. Bitcoin can be explained as a digital currency, which you can use globally. Its biggest advantage is there are no intermediaries like banks or card companies involved.
To be able to use Bitcoins, you must first buy them online and store them in a ‘crypto wallet.’ It works like an e-wallet where you can store your Bitcoins just like you would store data on a USB stick. It is from this crypto wallet that you would make all deposits and withdrawals.
All transactions are free, secure and quick as there is no financial company in between. You can also exchange Bitcoins for regular currencies. But this service might come with a fee.
Other popular cryptocurrency options at Curaçao casinos include the following:
In general, it is safe to play at a Curaçao casino without a Nordic license. However, you should choose casinos that we have on our list to be sure that it's a secure, safe and high quality casino.
No, it's not illegal for Swedes, Danish, Germans or any other Europeans to play at a Curacao casino. It's fully legal.
Yes, you can still play at a Curacao casino if you have used Spelpaus or ROFUS since Curacao casinos are not part of any of the national self-exclusion program.
You can use several payment methods at a casino with a Curaçao license. The list includes bank cards such as VISA and Mastercard as well as e-wallets such as Neteller and Skrill. In addition to this, Paysafecard, Euteller, Neosurf, EcoPayz, DirektBank, Astropay and Siru Mobile are often available as alternatives. At online casinos with Curaçao, players can also choose Bitcoin and other cryptocurrencies. Furthermore, even if rarely available, Trustly is also a payment method Curaçao-licensed casinos support.
Yes, winnings from a Curaçao casino without a Nordic license are taxable. For instance, if you are playing from Sweden and win over SEK 100, you are obliged to pay a tax of 30% on the amount.
Payout of winnings by a casino with a Curaçao license depends on the type of payment method you use. With Trustly and DirektBank you can get the winning within 20 minutes. Usually, e-wallets such as Skrill and Neteller are the fastest. However, if you choose VISA and MasterCard, it can take up to a few days before the winnings reflect in your bank account.
Even if the government has tightened its processes and a casino under Curaçao will offer help in the event of a dispute, you can never be 100% sure if they will do anything about your problem. However, there is an email address through which you can contact them if you think it's worth it.